Can you inprove your mortgage interest rates?
Remember, your credit report is the cornerstone of your loan and mortgage rate. Having a higher credit score possibly yields a lower interest rate.
Here are 6 easy-to-follow ways to maintain good credit standing and show lenders your adept debt-handling skills:
1. Keep an eye on your credit score and report
2. Promptly dispute any discrepancies
3. Always pay bills timely
4. Ensure credit usage stays below 30%
5. Work on paying off existing debt
6. Steer clear from opening/closing credit accounts frequently
Remember, your credit health is essential. Keep it fit!
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